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In a few weeks the College Football Playoff (CFP) will play-out. Three teams will lose and one team will win. Several players from these teams will go on to great careers in the NFL. In future years we will enjoy watching them play on Sundays.

Today Army and Navy square off in a much different type of game. For many fans and players this game will be a last football hurrah before getting commissions and starting careers in the service of our nation. Unlike there peers entering the NFL many of the players in this game will use tools learned in football to lead men and women in support of our freedom.

My father is a 1958 West Point Grad. My brother is a 1986 USAFA grad. I am a former Navy officer. I just watched this video and it brought tears to my eyes. Enjoy the video and celebrate this very special tradition. THE ARMY NAVY GAME !!!

Please share this link with veterans in your family, personal network, or professional network.

https://www.briansmithsouthflorida.com/military-service-member-veteran.htm

Brian C. Smith- EWM Realty International
Former Navy Officer- Realtor
305.318.8200
BrianSmithSouthFlorida.com

#ArmyNavyGame #Army #Navy #Marines #USNA #USMA #WestPoint #Annapolis #USAFA #USCGA #NotreDame #ROTC



 

EWM Realty International, along with Christie's International Real Estate, is the official real estate sponsor of Art Miami. Please text me at 305.318.8200 if you want to discuss Miami real estate while you are attending Art Basel this week!

Click here for more information.

Cheers,

Brian C. Smith- EWM Realty International
Edgewater | Miami Beach | Luxury Real Estate
305.318.8200
BrianSmithSouthFlorida.com

#ArtBasel #EWM #LuxuryRealEstate #Edgewater #Context #ArtMiami #SouthBeach #MiamiBeach #LuxuryLifeStyle




 

EWM Realty International, along with Christie’s International Real Estate, is the official real estate sponsor of Art Miami. Pleast text me at 305.318.8200 if you want to discuss Miami real estate while you are attending Art Basel this week!

Cheers,

Brian C. Smith- EWM Realty International
Edgewater | Miami Beach | Luxury Real Estate
305.318.8200
BrianSmithSouthFlorida.com

#ArtBasel #EWM #LuxuryRealEstate #Edgewater #Context #ArtMiami #SouthBeach #MiamiBeach #LuxuryLifeStyle



 

Welcome Art Basel visitors!

As you snap photos this week. Please post your favorite images of art and friends. This will be an excellent event. Thank you for being a part of it.

Cheers,

Brian C. Smith- EWM Realty International
Edgewater | Miami Beach | Luxury Real Estate
305.318.8200
BrianSmithSouthFlorida.com

#ArtBasel #MiamiBeach #Edgewater #LuxuryLifestyle #RealEstate #LuxuryRealEstate #EWM



 

Condo vs Co-Op

In places like New York City ~75% of the Manhattan housing inventory is comprised of co-ops. While co-ops are much less common in Florida a prudent buyer or seller should understand the differences and evaluate real estate decisions with a valid understanding how this could impact the real estate experience.

CondoCo-Op
Owns propertyOwn shares in a corporation that owns the property
OR
Obtains stock + a proprietary lease
OR
Obtains an occupancy agreement
More freedomMore teamwork
More privateMore communal
No board approval to buyRequire approval by the co-op board to buy based on
- ability to pay
- willingness to live the terms of the association
Owner pays property taxShare-holder impact
- real estate taxes are paid through the Co-op
- transfer taxes are not paid by the share-holder
- title insurance is often not available and thus not charged
****purchases and lenders should be as prudent as the title
insurer- no recording tax
- maintenance fees are sometimes tax deductible
Monthly maintenance fees for
- building upkeep
- insurance
Monthly maintenance fees for
- building upkeep
- insurance
- real estate taxes
- mortgage debt of the building

Typical similarities fo Condos and Co-Ops.

+ Equal “say” in how the building is run and maintained.

+ Residents vote on decisions that affect the building.

+ Some resident are elected as board members to cart out the group’s wishes and handle other details.

+ Financing can be limited, not approved by the lender, or not approved by the board.

This article was written by Brian C. Smith- Realtor, EWM Realty International.

For more information or assistance with real estate in South Florida please contact Brian today at 305.318.8200.

#MiamiRealEstate #Co-Ops #SouthBeach



 

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